In finance there is a rule of thumb for large investors.

If financiers own a great deal of stock in a company and notice the company has not, and will not, repair a flawed business plan; they sell their stock to protect themselves.

They will then sell short more stock to profit from the collapse they think is coming. Their sales may alert other observant financiers to look for problems and the stock may start it's decline.

We believe as the netcohort society establishes itself our traditional, inefficient, expensive, snobbish, government supported and regulated bureaucracies must change. They have a flawed business plan for the information age. The netcohort will demand individually tailored relationships - and they will get them.

That finance rule of thumb? If something is going to fall, it should to be pushed.

Innovation by the entrepreneur, argued Schumpeter, led to gales of "creative destruction" as innovations caused old inventories, ideas, technologies, skills, and equipment to become obsolete.

The question, as Schumpeter saw it, was not "how capitalism administers existing structures,... [but] how it creates and destroys them." This creative destruction, he believed, caused continuous progress and improved standards of living for everyone.

If you are happy to be avoiding plagues, famines, and general pestilences - thank an individualistic capitalist.

You can begin the process of creative destruction and change the world for the better.

Become a capitalist.